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How much do Bookkeepers charge in 2026?

Bookkeepers charge between $49 and $88 per hour in 2026, with a target of $65 at 5 years of experience based in the United States. The two real drivers are client complexity (multi-entity, payroll, international) and tooling (QuickBooks Pro vs. Xero with add-ons). Run your own numbers below — defaults assume a mid-level US bookkeeper; adjust years and location. Related: Virtual Assistant · Translator.

Monthly close, AP/AR, reconciliation, payroll, QuickBooks, Xero.

Your inputs

Defaults are pre-selected. Edit any field to recalculate instantly.

Based on this page: bookkeepers.

0 yrs15+ yrs
Engagement model

+10% with a niche specialty; +20% if it mentions AI or data.

Your rate

Bookkeeper · 5 yr · United States

$$65/ hour target
$49target$88
LowPremium
Day rate
$455
Monthly retainer
$8,509
Why this rate

Senior + 1.00× United States.

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Three numbers, one source: Aggregated public 2024-2025 freelance rate surveys. We replace with live data when volume justifies it.